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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $297,818 | $95,383+212.2% | $185,837+60.3% | $85,856+246.9% |
| Participation rate | 92.9% | 68.8%+24.1pp | 81.7%+11.2pp | 69.3%+23.5pp |
| Annual return | 10.16% | 23.59%-13.4pp | 122.08%-111.9pp | 318.58%-308.4pp |
| Employer contribution / active EE | $8,411 | $3,313+153.9% | $5,168+62.8% | $2,565+227.9% |
| Participant deferral / active EE | $3,842 | $3,423+12.2% | $5,568-31.0% | $3,952-2.8% |
| Admin fee / account holder | $16,141 | $7,213+123.8% | $16,241-0.6% | $6,261+157.8% |