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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $391,792 | $81,276+382.1% | $155,574+151.8% | $80,925+384.1% |
| Participation rate | 96.0% | 66.2%+29.8pp | 78.2%+17.8pp | 67.7%+28.3pp |
| Annual return | 5.69% | 33.36%-27.7pp | 64.87%-59.2pp | 35.65%-30.0pp |
| Employer contribution / active EE | $10,492 | $3,103+238.1% | $4,676+124.4% | $2,756+280.7% |
| Participant deferral / active EE | $7,032 | $3,453+103.7% | $5,629+24.9% | $4,299+63.6% |
| Admin fee / account holder | $13,602 | $7,993+70.2% | $15,914-14.5% | $6,940+96.0% |