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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,042 | $73,848+238.6% | $143,799+73.9% | $68,486+265.1% |
| Participation rate | 96.6% | 66.7%+29.9pp | 80.3%+16.2pp | 67.9%+28.7pp |
| Annual return | -16.78% | 0.91%-17.7pp | -0.04%-16.7pp | -7.85%-8.9pp |
| Employer contribution / active EE | $9,841 | $3,184+209.0% | $4,952+98.7% | $2,597+279.0% |
| Participant deferral / active EE | $4,546 | $3,385+34.3% | $5,638-19.4% | $4,028+12.9% |
| Admin fee / account holder | $11,840 | $5,755+105.7% | $14,677-19.3% | $5,404+119.1% |