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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,307 | $77,908+298.3% | $149,696+107.3% | $75,173+312.8% |
| Participation rate | 96.3% | 65.6%+30.7pp | 78.8%+17.5pp | 67.2%+29.1pp |
| Annual return | 12.24% | 31.73%-19.5pp | 134.46%-122.2pp | 160.72%-148.5pp |
| Employer contribution / active EE | $9,368 | $3,138+198.6% | $4,821+94.3% | $2,671+250.7% |
| Participant deferral / active EE | $6,147 | $3,411+80.2% | $5,682+8.2% | $4,126+49.0% |
| Admin fee / account holder | $10,507 | $5,950+76.6% | $13,212-20.5% | $5,651+86.0% |