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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $308,360 | $91,198+238.1% | $178,503+72.7% | $79,856+286.1% |
| Participation rate | 93.5% | 69.2%+24.3pp | 81.9%+11.6pp | 69.6%+23.9pp |
| Annual return | 8.20% | 24.20%-16.0pp | 151.12%-142.9pp | 31.71%-23.5pp |
| Employer contribution / active EE | $7,744 | $3,257+137.8% | $5,011+54.5% | $2,471+213.3% |
| Participant deferral / active EE | $4,063 | $3,237+25.5% | $5,202-21.9% | $3,741+8.6% |
| Admin fee / account holder | $20,725 | $6,748+207.1% | $13,987+48.2% | $5,306+290.6% |