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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,698 | $75,962+244.5% | $154,108+69.8% | $64,173+307.8% |
| Participation rate | 100.0% | 70.4%+29.6pp | 83.0%+17.0pp | 69.6%+30.4pp |
| Annual return | -7.01% | 30.32%-37.3pp | 735.21%-742.2pp | 7.63%-14.6pp |
| Employer contribution / active EE | $8,429 | $3,350+151.6% | $5,298+59.1% | $2,381+254.0% |
| Participant deferral / active EE | $5,288 | $3,175+66.6% | $5,081+4.1% | $3,470+52.4% |
| Admin fee / account holder | $25,468 | $5,589+355.7% | $13,411+89.9% | $4,887+421.1% |