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| Provider | Service type | Compensation |
|---|---|---|
RAYMOND JAMES FINANCIAL SERVICES10+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 880 CARILLON PKWY · ST. PETERSBURG, FL 33716 | Advisory (Plan) | $99,998 |
AMERICAN FUNDS4 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $21,464 |
SHORE TOMPKINS ACTUARIAL RESOURCES10+ years Service code 13 · EIN 20-1694816 | Contract Administrator | $18,586 |
SIKICH LLP10+ years Filed as: SIKICH, LLP Service code 10 13400 BISHOPS LANE · BROOKFIELD, WI 53005 | Accounting | $14,900 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,644 | $101,539+362.5% | $147,041+219.4% | $74,400+531.2% |
| Participation rate | 99.4% | 75.5%+23.9pp | 82.2%+17.2pp | 67.2%+32.2pp |
| Annual return | 14.17% | 8740.84%-8726.7pp | 419.21%-405.0pp | 1367.51%-1353.3pp |
| Employer contribution / active EE | $11,027 | $3,811+189.3% | $4,935+123.5% | $2,624+320.2% |
| Participant deferral / active EE | $11,836 | $7,304+62.1% | $8,071+46.6% | $4,348+172.2% |
| Admin fee / account holder | $658 | $1,749-62.4% | $13,006-94.9% | $1,944-66.2% |