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| Provider | Service type | Compensation |
|---|---|---|
RAYMOND JAMES FINANCIAL SERVICES5+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 880 CARILLON PKWY · ST. PETERSBURG, FL 33716 | Advisory (Plan) | $100,000 |
Service code 13 · EIN 20-1694816 | Contract Administrator | $12,060 |
SIKICH LLP5+ years Filed as: SIKICH, LLP Service code 10 1415 W DIEHL ROAD · NAPERVILLE, IL 60563 | Accounting | $11,000 |
AMERICAN FUNDS5+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping Fees | $4,172 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,393 | $89,652+277.5% | $141,191+139.7% | $65,185+419.1% |
| Participation rate | 98.9% | 74.7%+24.2pp | 82.5%+16.5pp | 70.2%+28.7pp |
| Annual return | 21.39% | 32.79%-11.4pp | 71.41%-50.0pp | 29.38%-8.0pp |
| Employer contribution / active EE | $9,086 | $3,065+196.5% | $4,736+91.9% | $2,177+317.4% |
| Participant deferral / active EE | $9,194 | $5,691+61.5% | $6,710+37.0% | $3,514+161.6% |
| Admin fee / account holder | $511 | $569-10.1% | $10,264-95.0% | $847-39.7% |