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| Provider | Service type | Compensation |
|---|---|---|
RAYMOND JAMES FINANCIAL SERVICES6+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 880 CARILLON PKWY · ST. PETERSBURG, FL 33716 | Advisory (Plan) | $100,000 |
Service code 13 · EIN 20-1694816 | Contract Administrator | $14,066 |
SIKICH LLP6+ years Filed as: SIKICH, LLP Service code 10 1415 W DIEHL ROAD · NAPERVILLE, IL 60563 | Accounting | $11,400 |
AMERICAN FUNDS6+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping Fees | $4,364 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $355,567 | $99,957+255.7% | $149,745+137.4% | $73,497+383.8% |
| Participation rate | 100.0% | 75.7%+24.3pp | 82.5%+17.5pp | 70.7%+29.3pp |
| Annual return | 13.06% | 53.87%-40.8pp | 276.72%-263.7pp | 28.51%-15.5pp |
| Employer contribution / active EE | $9,050 | $3,191+183.6% | $4,646+94.8% | $2,270+298.7% |
| Participant deferral / active EE | $9,127 | $6,073+50.3% | $6,843+33.4% | $3,740+144.1% |
| Admin fee / account holder | $499 | $551-9.3% | $9,312-94.6% | $513-2.7% |