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| Provider | Service type | Compensation |
|---|---|---|
RAYMOND JAMES FINANCIAL SERVICES8+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 880 CARILLON PKWY · ST. PETERSBURG, FL 33716 | Advisory (Plan) | $100,000 |
AMERICAN FUNDS2 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $18,201 |
Service code 13 · EIN 20-1694816 | Contract Administrator | $12,576 |
SIKICH LLP8+ years Filed as: SIKICH, LLP Service code 10 13400 BISHOPS LANE · BROOKFIELD, WI 53005 | Accounting | $12,400 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $369,010 | $84,493+336.7% | $125,381+194.3% | $66,938+451.3% |
| Participation rate | 98.7% | 76.4%+22.3pp | 82.4%+16.3pp | 69.8%+28.9pp |
| Annual return | -16.49% | -8.49%-8.0pp | 572.31%-588.8pp | 1.58%-18.1pp |
| Employer contribution / active EE | $10,408 | $3,554+192.9% | $4,815+116.1% | $2,545+308.9% |
| Participant deferral / active EE | $11,119 | $6,783+63.9% | $7,448+49.3% | $4,238+162.4% |
| Admin fee / account holder | $624 | $685-8.9% | $10,007-93.8% | $594+5.1% |