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| Provider | Service type | Compensation |
|---|---|---|
RAYMOND JAMES FINANCIAL SERVICES9+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 880 CARILLON PKWY · ST. PETERSBURG, FL 33716 | Advisory (Plan) | $100,000 |
AMERICAN FUNDS3 years Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $17,123 |
SIKICH LLP9+ years Filed as: SIKICH, LLP Service code 10 13400 BISHOPS LANE · BROOKFIELD, WI 53005 | Accounting | $14,000 |
Service code 13 · EIN 20-1694816 | Contract Administrator | $8,648 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $428,957 | $91,424+369.2% | $135,942+215.5% | $71,495+500.0% |
| Participation rate | 100.0% | 75.7%+24.3pp | 81.9%+18.1pp | 67.9%+32.1pp |
| Annual return | 17.47% | 29.90%-12.4pp | 68.28%-50.8pp | 28.85%-11.4pp |
| Employer contribution / active EE | $11,015 | $3,704+197.4% | $4,858+126.8% | $2,589+325.4% |
| Participant deferral / active EE | $12,126 | $7,092+71.0% | $7,759+56.3% | $4,291+182.6% |
| Admin fee / account holder | $601 | $1,266-52.5% | $10,764-94.4% | $1,588-62.1% |