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| Provider | Service type | Compensation |
|---|---|---|
RAYMOND JAMES FINANCIAL SERVICES4+ years Filed as: RAYMOND JAMES & ASSOCIATES, INC. Service code 27 880 CARILLON PKWY · ST. PETERSBURG, FL 33716 | Advisory (Plan) | $100,000 |
Service code 13 · EIN 20-1694816 | Contract Administrator | $15,674 |
SIKICH LLP4+ years Filed as: SIKICH, LLP Service code 10 1415 W DIEHL ROAD · NAPERVILLE, IL 60563 | Accounting | $10,600 |
AMERICAN FUNDS4+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 64 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071 | Recordkeeping Fees | $4,738 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $309,570 | $73,102+323.5% | $123,553+150.6% | $56,289+450.0% |
| Participation rate | 99.4% | 74.3%+25.1pp | 82.3%+17.2pp | 69.9%+29.6pp |
| Annual return | -4.62% | 3.01%-7.6pp | 119.21%-123.8pp | -9.96%+5.3pp |
| Employer contribution / active EE | $9,786 | $2,977+228.7% | $4,628+111.4% | $2,111+363.5% |
| Participant deferral / active EE | $9,444 | $5,423+74.2% | $6,426+47.0% | $3,350+181.9% |
| Admin fee / account holder | $535 | $554-3.4% | $9,284-94.2% | $521+2.7% |