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| Provider | Service type | Compensation |
|---|---|---|
AT INVESTMENT ADVISERS INC8 years Service code 26 · EIN 20-0822261 | Advisory (Participants) | $67,436 |
DAVID ROMANO2 years Filed as: DAVID VAUGHAN INVESTMENTS LLC Service code 26 · EIN 37-1272863 | Advisory (Participants) | $42,917 |
Service code 26 · EIN 20-8574983 | Advisory (Participants) | $23,907 |
MONETA GROUP LLC10+ years Filed as: MONETA GROUP INVESTMENT ADV Service code 26 · EIN 20-1903821 | Advisory (Participants) | $16,623 |
CHERRY BEKAERT LLP1 year Filed as: CHERRY BEKAERT & HOLLAND LLP Service code 10 · EIN 56-0574444 | Accounting | $16,485 |
CHARLES SCHWAB & CO., INC.10+ years Service code 33 · EIN 94-1737782 | Other investment fees and expenses; D... | $12,088 |
Filed as: SCHWAB RETIREMENT PLAN SERVICES,INC Service code 15 · EIN 34-1479833 | Recordkeeping | $7,643 |
Filed as: CHARLES SCHWAB & CO.INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.5 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $587,992 | $101,591+478.8% | $147,096+299.7% | $74,429+690.0% |
| Participation rate | 94.0% | 75.5%+18.5pp | 82.2%+11.9pp | 67.2%+26.8pp |
| Annual return | 15.38% | 8746.45%-8731.1pp | 419.75%-404.4pp | 1368.38%-1353.0pp |
| Employer contribution / active EE | $14,551 | $3,813+281.7% | $4,936+194.8% | $2,625+454.4% |
| Participant deferral / active EE | $11,787 | $7,302+61.4% | $8,071+46.0% | $4,348+171.1% |
| Admin fee / account holder | $746 | $1,750-57.4% | $13,005-94.3% | $1,944-61.6% |