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| Provider | Service type | Compensation |
|---|---|---|
AT INVESTMENT ADVISERS INC5 years Service code 26 · EIN 20-0822261 | Advisory (Participants) | $51,429 |
Filed as: SAGE FINANCIAL MANAGEMENT GROUP Service code 26 · EIN 20-8574983 | Advisory (Participants) | $21,478 |
MONETA GROUP LLC2 years Filed as: MONETA GROUPINVESTMENT ADV Service code 26 · EIN 20-1903821 | Advisory (Participants) | $13,923 |
CHARLES SCHWAB & CO., INC.7+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Securit... | $9,675 |
CHARLES SCHWAB & CO., INC.7+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $6,591 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.2 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,505 | $104,479+435.5% | $159,474+250.8% | $79,391+604.7% |
| Participation rate | 94.0% | 76.6%+17.4pp | 82.8%+11.2pp | 70.7%+23.3pp |
| Annual return | 14.57% | 67.98%-53.4pp | 263.68%-249.1pp | 116.88%-102.3pp |
| Employer contribution / active EE | $27,990 | $3,417+719.1% | $4,831+479.4% | $2,428+1052.9% |
| Participant deferral / active EE | $11,402 | $6,468+76.3% | $7,353+55.1% | $4,046+181.8% |
| Admin fee / account holder | $378 | $711-46.8% | $10,802-96.5% | $627-39.6% |