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| Provider | Service type | Compensation |
|---|---|---|
AT INVESTMENT ADVISERS INC6 years Service code 26 · EIN 20-0822261 | Advisory (Participants) | $56,010 |
Filed as: SAGE FINANCIAL MANAGEMENT GROUP Service code 26 · EIN 20-8574983 | Advisory (Participants) | $20,657 |
MONETA GROUP LLC3 years Filed as: MONETA GROUPINVESTMENT ADV Service code 26 · EIN 20-1903821 | Advisory (Participants) | $14,831 |
CHARLES SCHWAB & CO., INC.8+ years Service code 33 · EIN 94-1737782 | Float revenue; Securities brokerage c... | $10,206 |
CHARLES SCHWAB & CO., INC.8+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $8,359 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.3 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,348,104 | $84,499+2678.8% | $125,391+1772.6% | $66,949+3407.3% |
| Participation rate | 0.0% | 76.4%-76.4pp | 82.4%-82.4pp | 69.8%-69.8pp |
| Annual return | -16.72% | -8.49%-8.2pp | 572.41%-589.1pp | 1.57%-18.3pp |
| Employer contribution / active EE | $0 | $3,554-100.0% | $4,816-100.0% | $2,545-100.0% |
| Participant deferral / active EE | $11,624 | $6,785+71.3% | $7,448+56.1% | $4,239+174.2% |
| Admin fee / account holder | $2,080 | $685+203.7% | $10,009-79.2% | $594+250.5% |