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| Provider | Service type | Compensation |
|---|---|---|
AT INVESTMENT ADVISERS INC4 years Service code 26 · EIN 20-0822261 | Advisory (Participants) | $38,686 |
Filed as: SAGE FINANCIAL MANAGEMENT GROUP Service code 26 · EIN 20-8574983 | Advisory (Participants) | $17,582 |
MONETA GROUP LLC1 year Filed as: MONETA GROUPINVESTMENT ADV Service code 26 · EIN 20-1903821 | Advisory (Participants) | $12,268 |
CHARLES SCHWAB & CO., INC.6+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $11,986 |
CHARLES SCHWAB & CO., INC.6+ years Service code 33 · EIN 94-1737782 | Direct payment from the plan; Shareho... | $7,174 |
Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $469,835 | $99,957+370.0% | $149,745+213.8% | $73,497+539.3% |
| Participation rate | 95.5% | 75.7%+19.8pp | 82.5%+13.0pp | 70.7%+24.8pp |
| Annual return | 16.97% | 53.87%-36.9pp | 276.72%-259.8pp | 28.51%-11.5pp |
| Employer contribution / active EE | $0 | $3,191-100.0% | $4,646-100.0% | $2,270-100.0% |
| Participant deferral / active EE | $10,636 | $6,073+75.2% | $6,843+55.4% | $3,740+184.4% |
| Admin fee / account holder | $317 | $551-42.4% | $9,312-96.6% | $513-38.2% |