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| Provider | Service type | Compensation |
|---|---|---|
AT INVESTMENT ADVISERS INC7 years Service code 26 · EIN 20-0822261 | Advisory (Participants) | $54,144 |
Service code 26 · EIN 20-8574983 | Advisory (Participants) | $20,690 |
DAVID ROMANO1 year Filed as: DAVID VAUGHAN INVESTMENTS LLC Service code 26 · EIN 37-1272863 | Advisory (Participants) | $17,115 |
MONETA GROUP LLC4 years Filed as: MONETA GROUPINVESTMENT ADV Service code 26 · EIN 20-1903821 | Advisory (Participants) | $15,356 |
CHARLES SCHWAB & CO., INC.9+ years Service code 33 · EIN 94-1737782 | Shareholder servicing fees; Securitie... | $9,857 |
CHARLES SCHWAB & CO., INC.9+ years Filed as: SCHWAB RETIREMENT PLAN SERVICES, IN Service code 15 · EIN 34-1479833 | Recordkeeping | $7,141 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB & CO. INC. AND AFFIL Service code 59 | Shareholder Servicing | $0 |
CHARLES SCHWAB & CO., INC.4 years Filed as: CHARLES SCHWAB TRUST BANK Service code 25 · EIN 82-3967259 | Directed Trustee | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $499,923 | $91,439+446.7% | $135,974+267.7% | $71,511+599.1% |
| Participation rate | 95.6% | 75.7%+20.0pp | 81.9%+13.7pp | 67.9%+27.7pp |
| Annual return | 17.41% | 29.90%-12.5pp | 68.30%-50.9pp | 28.86%-11.4pp |
| Employer contribution / active EE | $12,664 | $3,705+241.8% | $4,859+160.6% | $2,589+389.1% |
| Participant deferral / active EE | $11,250 | $7,093+58.6% | $7,760+45.0% | $4,291+162.2% |
| Admin fee / account holder | $460 | $1,267-63.7% | $10,767-95.7% | $1,588-71.0% |