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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,852 | $43,075+83.1% | $74,577+5.7% | $62,881+25.4% |
| Participation rate | 56.8% | 58.1%-1.3pp | 68.1%-11.4pp | 69.3%-12.5pp |
| Annual return | 6.32% | 17.50%-11.2pp | 20.47%-14.1pp | 20.14%-13.8pp |
| Employer contribution / active EE | $1,510 | $1,498+0.8% | $2,525-40.2% | $2,281-33.8% |
| Participant deferral / active EE | $2,864 | $2,389+19.8% | $3,458-17.2% | $3,203-10.6% |
| Admin fee / account holder | $5,214 | $2,840+83.6% | $4,138+26.0% | $4,296+21.4% |