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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,895 | $48,053+168.2% | $84,637+52.3% | $72,976+76.6% |
| Participation rate | 60.0% | 57.6%+2.4pp | 68.2%-8.2pp | 69.5%-9.5pp |
| Annual return | 21.40% | 37.39%-16.0pp | 258.82%-237.4pp | 81.02%-59.6pp |
| Employer contribution / active EE | $1,987 | $1,602+24.0% | $2,653-25.1% | $2,440-18.6% |
| Participant deferral / active EE | $4,582 | $2,681+70.9% | $3,900+17.5% | $3,608+27.0% |
| Admin fee / account holder | $13,192 | $3,395+288.5% | $4,914+168.4% | $5,124+157.4% |