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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $423,784 | $100,139+323.2% | $85,187+397.5% | $145,884+190.5% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 14.75% | 84.15%-69.4pp | 66.67%-51.9pp | 551.85%-537.1pp |
| Employer contribution / active EE | $3,402 | $3,238+5.1% | $2,732+24.5% | $4,662-27.0% |
| Participant deferral / active EE | $8,804 | $5,296+66.2% | $4,525+94.6% | $6,690+31.6% |
| Admin fee / account holder | $5,808 | $7,262-20.0% | $6,162-5.7% | $13,392-56.6% |