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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,003 | $114,093+81.4% | $96,171+115.2% | $167,536+23.6% |
| Participation rate | 66.7% | 75.1%-8.4pp | 68.4%-1.8pp | 82.1%-15.4pp |
| Annual return | 15.20% | 190.00%-174.8pp | 192.04%-176.8pp | 478.82%-463.6pp |
| Employer contribution / active EE | $2,444 | $3,429-28.7% | $2,799-12.7% | $4,839-49.5% |
| Participant deferral / active EE | $5,025 | $5,197-3.3% | $4,350+15.5% | $6,342-20.8% |
| Admin fee / account holder | $8,142 | $6,899+18.0% | $5,538+47.0% | $12,315-33.9% |