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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,388 | $109,411+44.8% | $89,435+77.1% | $158,982-0.4% |
| Participation rate | 60.9% | 74.3%-13.4pp | 68.0%-7.1pp | 82.0%-21.1pp |
| Annual return | 16.28% | 345.68%-329.4pp | 245.55%-229.3pp | 302.99%-286.7pp |
| Employer contribution / active EE | $2,117 | $3,173-33.3% | $2,587-18.2% | $4,763-55.5% |
| Participant deferral / active EE | $4,444 | $4,600-3.4% | $3,890+14.2% | $5,983-25.7% |
| Admin fee / account holder | $9,642 | $6,159+56.6% | $4,884+97.4% | $11,252-14.3% |