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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,538 | $39,798+72.2% | $67,704+1.2% | $59,633+14.9% |
| Participation rate | 50.0% | 57.4%-7.4pp | 67.5%-17.5pp | 68.7%-18.7pp |
| Annual return | -1.38% | 89.94%-91.3pp | 25.41%-26.8pp | 2041.45%-2042.8pp |
| Employer contribution / active EE | $1,104 | $1,393-20.8% | $2,559-56.9% | $2,203-49.9% |
| Participant deferral / active EE | $2,237 | $2,335-4.2% | $3,585-37.6% | $3,192-29.9% |
| Admin fee / account holder | $989 | $3,212-69.2% | $4,255-76.8% | $4,297-77.0% |