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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,118 | $67,602-28.8% | $82,312-41.5% | $70,126-31.4% |
| Participation rate | 96.1% | 72.8%+23.3pp | 76.9%+19.2pp | 69.5%+26.6pp |
| Annual return | 16.65% | 21.57%-4.9pp | 25.88%-9.2pp | 73.15%-56.5pp |
| Employer contribution / active EE | $2,341 | $1,755+33.4% | $2,428-3.6% | $2,343-0.1% |
| Participant deferral / active EE | $3,189 | $2,987+6.7% | $3,706-14.0% | $3,332-4.3% |
| Admin fee / account holder | $2,459 | $4,512-45.5% | $5,608-56.2% | $4,645-47.1% |