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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,827 | $86,940-3.6% | $102,434-18.2% | $80,935+3.6% |
| Participation rate | 81.0% | 72.4%+8.6pp | 76.5%+4.4pp | 67.7%+13.3pp |
| Annual return | 12.22% | 18.89%-6.7pp | 29.46%-17.2pp | 35.66%-23.4pp |
| Employer contribution / active EE | $1,294 | $2,370-45.4% | $3,023-57.2% | $2,757-53.1% |
| Participant deferral / active EE | $3,710 | $4,121-10.0% | $5,055-26.6% | $4,299-13.7% |
| Admin fee / account holder | $10,211 | $8,047+26.9% | $9,462+7.9% | $6,924+47.5% |