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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,697 | $78,423-27.7% | $95,964-40.9% | $79,856-29.0% |
| Participation rate | 81.5% | 73.5%+8.0pp | 77.1%+4.4pp | 69.6%+11.8pp |
| Annual return | 12.41% | 19.37%-7.0pp | 91.64%-79.2pp | 31.71%-19.3pp |
| Employer contribution / active EE | $445 | $1,945-77.1% | $2,541-82.5% | $2,471-82.0% |
| Participant deferral / active EE | $2,870 | $3,440-16.6% | $4,167-31.1% | $3,741-23.3% |
| Admin fee / account holder | $703 | $5,622-87.5% | $6,797-89.7% | $5,306-86.8% |