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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,839 | $86,288-12.1% | $111,306-31.9% | $85,851-11.7% |
| Participation rate | 84.4% | 73.3%+11.0pp | 77.3%+7.1pp | 69.3%+15.1pp |
| Annual return | 11.77% | 19.99%-8.2pp | 54.67%-42.9pp | 318.63%-306.9pp |
| Employer contribution / active EE | $508 | $2,044-75.1% | $2,732-81.4% | $2,565-80.2% |
| Participant deferral / active EE | $3,521 | $3,641-3.3% | $4,488-21.5% | $3,952-10.9% |
| Admin fee / account holder | $2,295 | $8,189-72.0% | $7,966-71.2% | $6,261-63.3% |