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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,925 | $100,194-1.3% | $122,979-19.6% | $86,983+13.7% |
| Participation rate | 78.7% | 73.0%+5.7pp | 77.2%+1.5pp | 69.5%+9.1pp |
| Annual return | 14.87% | 16.47%-1.6pp | 20.12%-5.2pp | 25.83%-11.0pp |
| Employer contribution / active EE | $409 | $2,326-82.4% | $3,062-86.6% | $2,584-84.2% |
| Participant deferral / active EE | $3,663 | $4,133-11.4% | $5,003-26.8% | $4,194-12.7% |
| Admin fee / account holder | $1,820 | $10,148-82.1% | $12,864-85.9% | $7,856-76.8% |