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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,085 | $71,873+1.7% | $86,698-15.7% | $68,490+6.7% |
| Participation rate | 76.7% | 72.2%+4.4pp | 76.6%+0.1pp | 67.9%+8.8pp |
| Annual return | -15.82% | 3.54%-19.4pp | 35.96%-51.8pp | -7.85%-8.0pp |
| Employer contribution / active EE | $491 | $2,173-77.4% | $2,837-82.7% | $2,597-81.1% |
| Participant deferral / active EE | $3,282 | $3,779-13.1% | $4,656-29.5% | $4,028-18.5% |
| Admin fee / account holder | $9,764 | $6,110+59.8% | $7,492+30.3% | $5,403+80.7% |