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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,786 | $81,487-2.1% | $102,412-22.1% | $80,935-1.4% |
| Participation rate | 72.4% | 66.8%+5.6pp | 74.5%-2.1pp | 67.7%+4.8pp |
| Annual return | 9.07% | 25.60%-16.5pp | 24.94%-15.9pp | 35.66%-26.6pp |
| Employer contribution / active EE | $669 | $3,103-78.4% | $3,870-82.7% | $2,757-75.7% |
| Participant deferral / active EE | $4,457 | $3,871+15.1% | $5,060-11.9% | $4,299+3.7% |
| Admin fee / account holder | $8,413 | $6,717+25.2% | $8,388+0.3% | $6,924+21.5% |