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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,660 | $73,955-3.1% | $96,520-25.8% | $75,181-4.7% |
| Participation rate | 75.9% | 66.4%+9.4pp | 74.3%+1.5pp | 67.2%+8.7pp |
| Annual return | 10.14% | 26.72%-16.6pp | 35.72%-25.6pp | 160.69%-150.5pp |
| Employer contribution / active EE | $588 | $2,930-79.9% | $3,739-84.3% | $2,671-78.0% |
| Participant deferral / active EE | $3,920 | $3,659+7.1% | $4,879-19.6% | $4,126-5.0% |
| Admin fee / account holder | $8,215 | $5,217+57.5% | $6,733+22.0% | $5,650+45.4% |