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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,933 | $57,352-11.2% | $83,830-39.2% | $64,173-20.6% |
| Participation rate | 77.1% | 68.6%+8.5pp | 76.1%+1.0pp | 69.6%+7.6pp |
| Annual return | -6.99% | 11.38%-18.4pp | 850.97%-858.0pp | 7.63%-14.6pp |
| Employer contribution / active EE | $479 | $2,546-81.2% | $3,631-86.8% | $2,381-79.9% |
| Participant deferral / active EE | $3,196 | $2,993+6.8% | $4,082-21.7% | $3,470-7.9% |
| Admin fee / account holder | $1,879 | $4,046-53.6% | $5,479-65.7% | $4,887-61.6% |