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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,726 | $65,361-8.6% | $92,903-35.7% | $72,983-18.2% |
| Participation rate | 78.8% | 68.3%+10.5pp | 76.0%+2.8pp | 69.5%+9.3pp |
| Annual return | 16.15% | 42.11%-26.0pp | 109.43%-93.3pp | 81.01%-64.9pp |
| Employer contribution / active EE | $454 | $2,594-82.5% | $3,653-87.6% | $2,440-81.4% |
| Participant deferral / active EE | $3,027 | $3,128-3.2% | $4,238-28.6% | $3,608-16.1% |
| Admin fee / account holder | $2,052 | $4,251-51.7% | $5,795-64.6% | $5,124-59.9% |