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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,282 | $72,269-4.1% | $101,271-31.6% | $79,852-13.2% |
| Participation rate | 77.4% | 68.5%+9.0pp | 75.8%+1.6pp | 69.6%+7.8pp |
| Annual return | 9.72% | 22.29%-12.6pp | 46.48%-36.8pp | 31.72%-22.0pp |
| Employer contribution / active EE | $423 | $2,692-84.3% | $3,660-88.4% | $2,471-82.9% |
| Participant deferral / active EE | $2,819 | $3,282-14.1% | $4,371-35.5% | $3,740-24.6% |
| Admin fee / account holder | $8,463 | $4,401+92.3% | $5,948+42.3% | $5,306+59.5% |