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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,334 | $75,832+203.7% | $147,617+56.0% | $59,633+286.3% |
| Participation rate | 97.0% | 71.6%+25.4pp | 84.6%+12.3pp | 68.7%+28.3pp |
| Annual return | -5.22% | 0.37%-5.6pp | 61.98%-67.2pp | 2041.45%-2046.7pp |
| Employer contribution / active EE | $7,709 | $3,485+121.2% | $5,564+38.5% | $2,203+250.0% |
| Participant deferral / active EE | $6,371 | $3,131+103.5% | $4,895+30.2% | $3,192+99.6% |
| Admin fee / account holder | $15,563 | $5,986+160.0% | $11,612+34.0% | $4,297+262.2% |