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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $421,556 | $73,863+470.7% | $143,797+193.2% | $68,490+515.5% |
| Participation rate | 96.9% | 66.7%+30.2pp | 80.3%+16.6pp | 67.9%+29.0pp |
| Annual return | -11.94% | 0.91%-12.9pp | -0.04%-11.9pp | -7.85%-4.1pp |
| Employer contribution / active EE | $8,021 | $3,185+151.9% | $4,952+62.0% | $2,597+208.9% |
| Participant deferral / active EE | $7,530 | $3,385+122.5% | $5,638+33.6% | $4,028+87.0% |
| Admin fee / account holder | $30,567 | $5,756+431.1% | $14,679+108.2% | $5,403+465.8% |