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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $370,704 | $91,167+306.6% | $178,498+107.7% | $79,858+364.2% |
| Participation rate | 97.5% | 69.2%+28.3pp | 81.9%+15.6pp | 69.6%+27.9pp |
| Annual return | 11.84% | 24.19%-12.3pp | 151.09%-139.3pp | 31.72%-19.9pp |
| Employer contribution / active EE | $7,594 | $3,255+133.3% | $5,011+51.5% | $2,471+207.3% |
| Participant deferral / active EE | $6,249 | $3,236+93.1% | $5,202+20.1% | $3,740+67.1% |
| Admin fee / account holder | $366 | $6,747-94.6% | $13,985-97.4% | $5,306-93.1% |