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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $287,862 | $84,236+241.7% | $170,435+68.9% | $70,126+310.5% |
| Participation rate | 97.2% | 70.8%+26.4pp | 83.6%+13.6pp | 69.5%+27.7pp |
| Annual return | 14.96% | 23.06%-8.1pp | 205.94%-191.0pp | 73.15%-58.2pp |
| Employer contribution / active EE | $6,307 | $3,387+86.2% | $5,432+16.1% | $2,343+169.2% |
| Participant deferral / active EE | $5,958 | $3,086+93.1% | $4,939+20.6% | $3,332+78.8% |
| Admin fee / account holder | $1,317 | $5,698-76.9% | $13,881-90.5% | $4,645-71.7% |