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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,711 | $75,962+251.1% | $154,108+73.1% | $64,173+315.6% |
| Participation rate | 94.7% | 70.4%+24.3pp | 83.0%+11.7pp | 69.6%+25.2pp |
| Annual return | -6.69% | 30.32%-37.0pp | 735.21%-741.9pp | 7.63%-14.3pp |
| Employer contribution / active EE | $6,592 | $3,350+96.8% | $5,298+24.4% | $2,381+176.9% |
| Participant deferral / active EE | $5,828 | $3,175+83.6% | $5,081+14.7% | $3,470+68.0% |
| Admin fee / account holder | $6,643 | $5,589+18.9% | $13,411-50.5% | $4,887+35.9% |