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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $454,396 | $77,908+483.2% | $149,696+203.5% | $75,173+504.5% |
| Participation rate | 100.0% | 65.6%+34.4pp | 78.8%+21.2pp | 67.2%+32.8pp |
| Annual return | 15.07% | 31.73%-16.7pp | 134.46%-119.4pp | 160.72%-145.6pp |
| Employer contribution / active EE | $7,956 | $3,138+153.6% | $4,821+65.0% | $2,671+197.9% |
| Participant deferral / active EE | $8,071 | $3,411+136.6% | $5,682+42.0% | $4,126+95.6% |
| Admin fee / account holder | $7,581 | $5,950+27.4% | $13,212-42.6% | $5,651+34.2% |