Filed February 11, 2011
This is a legacy paper filing. Plan administrator and contact details are recorded in the original filing, which has not been digitised into structured fields.
See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY2 years Filed as: MORGAN STANLEY Service code 27 1585 BROADWAY · NEW YORK, NY 10036 | Advisory (Plan) | $14,536 |
MORGAN STANLEY SMITH BARNEY8+ years Service code 10 · EIN 26-4310632 | Accounting | $12,560 |
Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $9,708 |
Filed as: ADVISED ASSETS GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $6,684 |
STANCORP FINANCIAL GROUP1 year Service code 12 · EIN 93-1253576 | Custodial (other than securities); Di... | $5,917 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,407 | $86,655-29.1% | $119,609-48.7% | $66,914-8.2% |
| Participation rate | 46.7% | 75.6%-28.9pp | 79.3%-32.6pp | 69.8%-23.1pp |
| Annual return | -13.83% | -8.00%-5.8pp | -14.97%+1.1pp | 1.58%-15.4pp |
| Employer contribution / active EE | $1,793 | $2,536-29.3% | $4,232-57.6% | $2,544-29.5% |
| Participant deferral / active EE | $3,321 | $4,358-23.8% | $5,602-40.7% | $4,237-21.6% |
| Admin fee / account holder | $358 | $755-52.6% | $10,323-96.5% | $593-39.7% |