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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,087 | $70,418+47.8% | $96,570+7.8% | $85,847+21.2% |
| Participation rate | 74.1% | 61.8%+12.3pp | 69.8%+4.2pp | 69.3%+4.8pp |
| Annual return | 11.50% | 18.59%-7.1pp | 37.79%-26.3pp | 318.61%-307.1pp |
| Employer contribution / active EE | $856 | $1,413-39.4% | $2,357-63.7% | $2,565-66.6% |
| Participant deferral / active EE | $4,245 | $2,894+46.7% | $3,849+10.3% | $3,952+7.4% |
| Admin fee / account holder | $5,258 | $4,995+5.3% | $6,182-15.0% | $6,261-16.0% |