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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,817 | $95,979-31.4% | $74,551-11.7% | $135,380-51.4% |
| Participation rate | 100.0% | 75.7%+24.3pp | 69.1%+30.9pp | 82.6%+17.4pp |
| Annual return | -5.03% | 56.97%-62.0pp | 32.53%-37.6pp | 519.81%-524.8pp |
| Employer contribution / active EE | $992 | $2,716-63.5% | $1,961-49.4% | $4,779-79.2% |
| Participant deferral / active EE | $5,626 | $3,844+46.4% | $3,108+81.0% | $5,609+0.3% |
| Admin fee / account holder | $679 | $6,522-89.6% | $5,059-86.6% | $10,828-93.7% |