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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,227 | $65,555-14.2% | $86,216-34.8% | $75,173-25.2% |
| Participation rate | 89.3% | 60.5%+28.8pp | 69.0%+20.3pp | 67.2%+22.1pp |
| Annual return | 9.68% | 46.07%-36.4pp | 1169.42%-1159.7pp | 160.72%-151.0pp |
| Employer contribution / active EE | $1,067 | $1,553-31.3% | $2,382-55.2% | $2,671-60.1% |
| Participant deferral / active EE | $3,700 | $3,023+22.4% | $3,986-7.2% | $4,126-10.3% |
| Admin fee / account holder | $19,794 | $5,469+261.9% | $6,853+188.8% | $5,651+250.3% |