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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,277 | $65,034+58.8% | $90,970+13.5% | $79,856+29.3% |
| Participation rate | 73.1% | 61.6%+11.5pp | 69.0%+4.1pp | 69.6%+3.4pp |
| Annual return | 11.32% | 30.45%-19.1pp | 134.60%-123.3pp | 31.71%-20.4pp |
| Employer contribution / active EE | $829 | $1,247-33.6% | $2,122-60.9% | $2,471-66.5% |
| Participant deferral / active EE | $4,733 | $2,512+88.4% | $3,373+40.3% | $3,741+26.5% |
| Admin fee / account holder | $812 | $4,536-82.1% | $5,961-86.4% | $5,306-84.7% |