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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,824 | $106,905-3.8% | $84,020+22.4% | $152,885-32.7% |
| Participation rate | 60.9% | 75.2%-14.4pp | 69.0%-8.1pp | 82.5%-21.6pp |
| Annual return | 17.89% | 105.00%-87.1pp | 71.31%-53.4pp | 345.39%-327.5pp |
| Employer contribution / active EE | $951 | $2,735-65.2% | $1,984-52.1% | $4,763-80.0% |
| Participant deferral / active EE | $5,142 | $4,012+28.2% | $3,239+58.8% | $5,851-12.1% |
| Admin fee / account holder | $195 | $8,287-97.7% | $6,101-96.8% | $11,598-98.3% |