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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,175 | $71,197-11.3% | $93,669-32.6% | $80,925-21.9% |
| Participation rate | 89.7% | 60.4%+29.3pp | 68.7%+20.9pp | 67.7%+22.0pp |
| Annual return | 9.43% | 11.27%-1.8pp | 133.59%-124.2pp | 35.65%-26.2pp |
| Employer contribution / active EE | $1,719 | $1,565+9.8% | $2,424-29.1% | $2,756-37.6% |
| Participant deferral / active EE | $4,407 | $4,036+9.2% | $4,416-0.2% | $4,299+2.5% |
| Admin fee / account holder | $3,885 | $6,959-44.2% | $8,291-53.1% | $6,940-44.0% |