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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,211 | $81,403+149.6% | $147,027+38.2% | $87,485+132.3% |
| Participation rate | 67.5% | 63.4%+4.1pp | 73.7%-6.2pp | 68.9%-1.4pp |
| Annual return | 17.87% | 16.51%+1.4pp | 20.23%-2.4pp | 26.06%-8.2pp |
| Employer contribution / active EE | $7,365 | $2,205+234.0% | $3,626+103.1% | $2,596+183.7% |
| Participant deferral / active EE | $9,518 | $3,315+187.1% | $4,933+93.0% | $4,274+122.7% |
| Admin fee / account holder | $8,711 | $6,755+29.0% | $12,223-28.7% | $7,775+12.0% |