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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,795 | $61,605+110.7% | $112,273+15.6% | $75,173+72.7% |
| Participation rate | 66.7% | 61.7%+5.0pp | 72.4%-5.8pp | 67.2%-0.5pp |
| Annual return | 18.79% | 28.47%-9.7pp | 30.23%-11.4pp | 160.72%-141.9pp |
| Employer contribution / active EE | $10,322 | $2,015+412.2% | $3,431+200.8% | $2,671+286.5% |
| Participant deferral / active EE | $7,542 | $3,108+142.6% | $4,800+57.1% | $4,126+82.8% |
| Admin fee / account holder | $1,360 | $4,862-72.0% | $7,752-82.5% | $5,651-75.9% |