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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,746 | $56,339+64.6% | $104,299-11.1% | $68,490+35.4% |
| Participation rate | 64.7% | 63.3%+1.4pp | 73.3%-8.6pp | 67.9%-3.2pp |
| Annual return | -17.86% | -9.19%-8.7pp | 24.62%-42.5pp | -7.85%-10.0pp |
| Employer contribution / active EE | $4,156 | $1,960+112.1% | $3,373+23.2% | $2,597+60.1% |
| Participant deferral / active EE | $4,731 | $3,077+53.7% | $4,626+2.3% | $4,028+17.5% |
| Admin fee / account holder | $14,860 | $4,902+203.2% | $7,339+102.5% | $5,403+175.0% |